Rates

_{$5 minimum balance required for membership.  Dividends are calculated based on the average daily balance.  Dividend rates are variable, declared, compounded and paid monthly.  APY=Annual Percentage Yield}

_{No minimum balance required.   Dividends are calculated based on the average daily balance.  Dividend rates are variable, declared, compounded and paid monthly.  APY=Annual Percentage Yield}

_{$5 minimum balance.  Holiday club withdrawals may be subject to and early withdrawal fee.  Please see fee disclosures.  Dividends are calculated based on the average daily balance. Dividend rates are variable, declared, compounded and paid monthly.  APY=Annual Percentage Yield}

_{Regular deposits allowed.  Rollovers and transfers accepted.  WIthdrawals may be subject to IRS penalties.  Consult your tax advisor.  Dividends are calculated based on the average daily balance.  Dividend rates are variable, declared, compounded and paid monthly.  APY=Annual Percentage Yield.} 

_{Withdrawals are limited to 6 per month.  Excess withdrawal fees may apply.  See fee disclosure.  Dividends are calculated based on the average daily balance.  Dividend rates are variable, declared, compounded and paid monthly.  APY=Annual Percentage Yield.} 

_{Certificate penalties may apply for early withdrawals.  Ask for details.  IRA rollovers and transfers accepted.  IRA withdrawals may be subject to IRS penalties in addition to certificate penalties.  Consult your tax advisor.  Dividends are calculated based on the average daily balance.  Dividend rates are fixed for the term of the certificate, declared, compounded and paid monthly.  APY=Annual Percentage Yield.} 

_{Bonus certificates may be regular or IRA certificates.} 

_{Certificate penalties may apply for early withdrawals.  Ask for details.  IRA rollovers and transfers accepted.  IRA withdrawals may be subject to IRS penalties in addition to certificate penalties.  Consult your tax advisor.  Dividends are calculated based on the average daily balance.  Dividend rates are fixed for the term of the certificate, declared, compounded and paid monthly.  APY=Annual Percentage Yield.} 

_{¹ Only available for loan amounts in excess of $20,000.  Eligible vehicles are model year 2020 or newer with less than 80K miles.}

_{² Only available for loan amounts in excess of $30,000.  Eligible vehicles are model year 2021 or newer with less than 60K miles.}

_{APR = Annual Percentage Rate. Rates are based on applicant's credit worthiness.  Your actual rate may vary. Payment Example:  5.39% APR, 60 month term =$19.05 per month per $1,000 borrowed}

_{APR = Annual Percentage Rate. Rates are based on <=80% LTV ratio.  Rates are higher for LTV ratio between 80.01% and 100%.  Rates are based on applicant's credit worthiness.  Your actual rate may vary. Payment Example:  5.39% APR,  60 month term =$19.05 per month per $1,000 borrowed}

_{APR = Annual Percentage Rate. Rates are based on applicant's credit worthiness.  Your actual rate may vary. Payment Example:  8.39% APR, $5,000 Loan Amount, 36 month term =$157.58 per month}

_{APR = Annual Percentage Rate. Rates reflect maximum LTV ratio of 80%.  Rates are higher for LTVs between 80.01% and 100%.  Rates are based on applicant's credit worthiness.  Your actual rate may vary. Payment Example:  6.75% APR,  60 month term =$19.68 per month per $1,000 borrowed}

_{^WSJ Prime is the Wall Street Journal Prime interest rate rounded to the nearest 1/4%.  WSJ Prime as of 05/04/23 is 8.25%  Rates are based on applicants credit worthiness.  Your actual rate may vary. Minimum payment is the greater of $25 or 2.5% of the balance ($25 per $1,000 borrowed).  Please see Visa disclosure for other terms and fees.}

_{APR = Annual Percentage Rate. Rates are based on combined LTV ratio and loan term.  Your actual rate may vary. Payment Example:  5.25% APR, 180 month term =$8.04 per month per $1,000 borrowed.  Homeowners insurance is required.}

_{APR = Annual Percentage Rate. Rates are based on LTV ratio and loan term.  Your actual rate may vary. Payment Example:  5.00% APR, 180 month term =$7.91 per month per $1,000 borrowed.  Homeowners insurance is required.}

_{* Member paid closing costs may be deducted from loan proceeds.}

_{¹ Interest Rate is variable equal to the Wall Street Journal Prime rate (index) plus the applicable margin rounded to the nearest 1/4%, adjusted monthly. WSJ Prime Rate as of 05/04/23 is 8.25%. The maximum rate is 18%.}

_{Homeowners insurance is required.}

_{CU Cash minimum payment is the greater of $25 or 3% of the outstanding balance ($30 per $1,000 borrowed).  Rates are based on applicant's credit worthiness.  Your actual rate may vary. WSJ Prime as of 05/04/23 is 8.25%}