Home Equity Loans

A home equity loan is one of the last great tax deductible* loans left and we can make it even more attractive. Apply today and borrow up to 100% of the value of your home to a maximum loan amount of $150,000, minus your first mortgage to consolidate your debts, make home improvements, pay for college, or enjoy a family vacation. You could possibly write off the interest you pay. Borrow the equity on your primary residence and all you pay is a $250 application fee and appraisal fee, if necessary. We offer flexible terms for owner occupied Home Equity Loans and vacation/second homes.

*consult a tax advisor regarding the deductibility of interest.

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Home Equity Line of Credit

A home equity line of credit is a form of revolving credit in which your home serves as collateral. Because a home is likely to be a consumers largest asset, many homeowners use their credit lines only for major items such as education, home improvements, or medical bills and not for day-to-day expenses. 

5/5/Flex Home Equity Loan

A 5/5/Flex loan is a closed-ended adjustable-rate home equity loan. The interest rate is fixed for the first 5 years and then adjusts every 5 years thereafter until the end of the term. Ten-, 15- and 20-year terms are available. Each option has the same interest rate, so you’re in control of your minimum monthly payment amount! As with all of our real estate loans, there is no pre-payment penalty. Click here for additional details.

Property Value Estimates Online!
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