Auto Loans

Auto Loan Refinance Special

Rates are falling and now is the time to refinance your auto loan with rates as low as

3.99% APR*

Stop by your local branch, call 1-866-464-2161 or apply online now!

*Actual rates and terms may vary depending on credit worthiness of member. Rates good as of February 1, 2008. Speak to a branch representative for additional details.

Save time with our easy preapprovals.
Save money with our low rates!

Plus

• Up to 115% financing*
• Flexible terms available
• FREE car buying services to get the best deal
• Low-cost extended warranties, credit life and disability insurance, and GAP insurance are available.

*For qualified borrowers on both new and used car loans

Apply now!

We offer convenient services for your next automobile purchase:

Pre-approved car loans obtain financing before you shop! Simply fill out an application online.

MVCP (Motor Vehicle Certification Program), a free service to help you get the right price when buying or leasing a car or truck. Call a MVCP advisor at 1-800-345-0990 or visit their web site.

UBS (United Buyers Service) a free buyer service in the Washington, D.C. and Baltimore areas. You can obtain a Purchase Certificate for your car at a pre-negotiated savings at an authorized UBS dealership. Call us for a referral at 301-657-1920 or visit www.ubs4cars.com.

Extended Car Warranties- our Vehicle Assurance Protection Program offers two types of coverage for your vehicle. For new cars or cars with some remaining manufacturers warranty, we offer Bumper-to-Bumper coverage (general maintenance items are not covered). We also offer a named component coverage which covers only specific listed parts. Emergency road service is included in both types of coverage.

Guaranteed Asset Protection (GAP)- reduces the financial burden resulting from a vehicle total loss and alleviates the problem of negative equity associated with depreciating vehicle value. There is a one time cost of $250, which can be added to your loan or paid separately.

Payment Protection Life and Disability- this valuable consumer payment protection makes your monthly loan payment should you become disabled due to a covered illness or injury. Payments continue until you're no longer disabled, the loan is repaid, or you reach the policy maximum.