What's Inside

Message from the CEO   Your Overdraft Protection   Debt Protection

New Website Coming Soon Youth Week Winners Promotions and Events

Message from the CEO

I am pleased to announce that I have been appointed the President and CEO of DVA Federal Credit Union. Over the past 14 years, I have had the opportunity to work in many aspects of the financial industry.  In 2006, I began serving the DVA FCU membership as the VP of Operations/Lending and most recently as the Executive Vice President. Working alongside the wonderful staff and Board of Directors is a great honor. I am excited about continuing DVA FCU's mission of maintaining financial soundness and contributing to DVA FCU's future growth.

Making financial education available to our members remains a focus at DVA FCU. We continue this focus by recently joining forces with Bank on DC. Bank on DC is an initiative to provide underserved individuals in the DC community with beneficial financial products and services. We join this effort with 18 other financial institutions and community organizations. We are also enhancing our website to provide additional tools for your financial education. We have an exciting future, so make sure you stay tuned for more improvements and additions to our products and services. I look forward to continuing to serve our members in these progressive times and providing exceptional service. Oma George President and CEO

News & Views

	Important Changes to Your Overdraft Protection In compliance with the new regulations, effective August 15, 2010, DVA Federal Credit Union will no longer offer overdraft protection on ATM and one-time debt card transactions unless you select the coverage. Your action is required to continue your current overdraft protection. If you do not choose our overdraft protection option, your ATM and Debit Card transactions that exceed your available balance may be declined.  Opting in is easy. Simply read the opt in form, make your selection, sign and return via mail, fax, or in person at your local branch.
	Relieve your financial stress, add Debt Protection to your loan today. Can your family cope financially if you become unemployed, disabled, or unexpectedly pass away? Is your family able to pay loans plus other household bills or commitments without you financial contribution? If a “protected” life event occurs, Debt Protection will cancel or reduce repayment of your loan debt-lessening your worries about paying loans and other bills during a time when other things may take priority. Simple eligibility requirements make enrollment fast and easy. Protected events include: •    Disability •    Death •    Injury and illness •    Involuntary unemployment •    Disability and loss of life caused by acts of war   To find out if you can get Debt Protection today, stop by your local branch or call a loan officer at 800-464-2161.
	New Improved Website Coming Soon! This fall we will launch our redesigned website. We are improving the navigation and design. We are also adding content to our site to provide additional financial education for our members. Members will be able to gain useful financial information on planning for life events such as buying a house and retiring. Mini sites will give members access to information such as financial calculators, blogs and articles. Stay tuned for more details and make sure you visit our site often to see the improvements!

	5.99% APR Summer Loan Need cash? Relax, we have the right solution for your needs. Learn more... Summer Skip-A-Payment Skip your regular monthly payment that's normally due in June, July or August. Mortgage loans, home equity, line of credit/overdraft, workout/collection loans and Visa accounts are not included. Learn more...
	Auto rates as low as 3.99 % APR, plus get up to $100 Cash* Get smart with your money. Now is the time to refinance your auto loan. Get up to $100 cash when you refinance your auto loan with DVA FCU. Learn more...
	12.40% APR Visa Zlitch. Zip. Nada! No surprises, no dirty tricks, just consistent low rates. Learn more...
	Ft. Hamilton Branch Now Open for Shared Branching Our Ft. Hamilton branch joins over 4,000 other credit union shared branches. With Shared Service Centers members of participating credit unions can conduct your basic transactions at over 4,000 credit union branches nationwide. For a Shared Branch location near you visit the Shared Service Centers website or call 1-888-287-9475.

The mission of DVA Federal Credit Union is to provide quality, timely, cost-effective, and personalized financial service that contributes to the economic well being and satisfaction of its members, while maintaining the Credit Union's financial soundness and stability.